Insurance Info & Waivers

Below you will find information regarding required insurance coverage for the 2011-2012 academic year.  You will automatically be enrolled in the insurance plans applicable to you.  All fees for required coverage will appear on your fall semester invoice.

Insurance	Why	Cost	Required for	Can I waive?
Malpractice	Protects you if your patient is injured during treatment.	$100	Matriculated students	No
Accident	Protects you if you get hurt while at NESA (needle stick)	$230	Matriculated students	No
Sickness	Protects you if you get sick; required by law	$2,366	Students taking 9 or more credits in the fall	Yes, with equivalent coverage

 

Malpractice Insurance: All matriculated students are required to carry malpractice insurance, provided through the American Acupuncture Council. Malpractice insurance covers you should anything happen to the individual you are treating. 

Accident Insurance: All matriculated students are required to carry Accident insurance while enrolled in NESA. Accident coverage covers you should an accident, such as a needle stick, occur while you are at NESA and NESA-affiliated sites. 

Sickness Insurance: The Commonwealth of Massachusetts requires all students taking 75% of a full time course load to carry sickness (or medical) insurance meeting minimum (QSHIP) standards. All matriculated students taking nine (9) or more credits in the fall term (75% full time) will be automatically enrolled in sickness insurance for the full academic year.  Family and other plans are available. Benefit brochures are attached, but are also available online here.

Online Sickness Insurance Waiver: Students with a health insurance policy that meets or exceeds QSHIP standards, have the option of waiving coverage online through Consolidated Health Plans. 

If you are unsure if your plan meets QSHIP standards, or have any other questions, please contact Jeanette Blalock